An outdoor heat pump unit mounted on a concrete pad in front of a two-story suburban house.

Heat pump vs Furnace in Kitsap County, Washington

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit. It also gives you cooling for the few warm months, which a furnace can't. Winter nights here average 35°F, cold enough that you want a cold-climate model rather than a standard one, since standard heat pumps lose heating power at those temperatures.

When a furnace makes sense

If your home already has a gas line and gas service, a furnace is worth keeping. Natural gas runs at least 5% cheaper than a heat pump here at Washington prices, and with heat needed around 10 months a year, that difference adds up. Just remember it only heats, so you would need a separate way to cool the house.

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit. It also gives you cooling for the few warm months, which a furnace can't. Winter nights here average 35°F, cold enough that you want a cold-climate model rather than a standard one, since standard heat pumps lose heating power at those temperatures.

When a furnace makes sense

If your home already has a gas line and gas service, a furnace is worth keeping. Natural gas runs at least 5% cheaper than a heat pump here at Washington prices, and with heat needed around 10 months a year, that difference adds up. Just remember it only heats, so you would need a separate way to cool the house.

An outdoor air conditioning condenser unit mounted on a concrete pad in front of a single-story suburban house.

Heat pump

Runs on
Electricity
What it does
Heats and cools
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

An unfinished basement containing a gray HVAC furnace with ductwork, exposed wooden joists, a concrete floor, and miscellaneous clutter in one corner.

Furnace

Runs on
Natural gas
What it does
Heats only
Tax credit
No federal tax credit since the end of 2025

Sources: U.S. Department of Energy · Internal Revenue Code

Heat pump wins in Kitsap County.

Winter nights here only average 35°F, mild enough for a heat pump to keep up, and most homes around you already heat with electricity.

At least 5% lessto heat with natural gas than with a heat pump, at Washington prices
35°Faverage winter low
26%of homes here heat with gas

If your home already runs on gas and you don't need air conditioning, a furnace still costs less to heat with here.

Find a contractor
Compared onHeat pumpFurnace
Cost to run hereCosts more to runAt least 5% less to run
What it doesHeats and coolsHeats only
Homes in the Pacific states that heat with one4.8%56.9%
Handles a 35°F nightStandard models lose heating power in the cold; cold-climate models are built for itYes

Sources: U.S. Energy Information Administration, U.S. Department of Energy, NOAA

When a heat pump makes sense

If your home already heats with electricity, a heat pump is the natural fit. It also gives you cooling for the few warm months, which a furnace can't. Winter nights here average 35°F, cold enough that you want a cold-climate model rather than a standard one, since standard heat pumps lose heating power at those temperatures.

When a furnace makes sense

If your home already has a gas line and gas service, a furnace is worth keeping. Natural gas runs at least 5% cheaper than a heat pump here at Washington prices, and with heat needed around 10 months a year, that difference adds up. Just remember it only heats, so you would need a separate way to cool the house.

A Kitsap County contractor will price both against your own house, your ductwork and your panel.

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